About Us

I'm Caleb Sutton.

I live in Indianapolis. I'm 34. I work as a procurement analyst.

That means I spend my workdays comparing vendor quotes, calculating total cost of ownership, and finding the hidden costs in contracts. Suppliers don't like me because I ask too many questions. My boss likes me because I catch what others miss.

I brought the same habit to cars.

How this started

I bought my first car at 22. Overpaid. Sold it two years later for way less than I expected. That loss stuck with me.

So I started tracking everything. Purchase price. Tax. Interest. Insurance. Fuel. Maintenance. Repairs. Depreciation at sale.

Spreadsheet by spreadsheet, I got better at spotting a bad deal before I signed for it.

Friends noticed. Then coworkers. Then their cousins. They'd send me a listing and ask: "Is this worth it?"

I kept running the numbers for them. And I kept seeing the same problem — most car content doesn't help you make a smart financial decision. It sells you a feeling. A badge. A dream.

I don't do any of that.

What this blog is

A place where car buying is treated like what it is: a financial decision.

You won't find:

Brand loyalty arguments
"Dream car" stories
Performance specs you'll never use
Fake "hacks" that save $3 but take four hours

You will find:

Total ownership cost breakdowns
Depreciation curves that tell you when to sell
Real maintenance math, not guesses
A straight answer: worth it or not

The only rule here

If the numbers don't work, the car doesn't work.

No exceptions.

A few facts about me

Cars I've owned: 7 (3 used gas, 2 new, 2 used EV)
Years of car cost tracking: 6
Cars reviewed for friends: 40+
Brands I'm loyal to: None
The car I currently drive: You can ask. I'll tell you why I picked it — with the spreadsheet to prove it.

One last thing

I'm not a mechanic. I'm not a dealer. I'm not trying to sell you anything.

I'm just someone who got tired of losing money on cars and learned how to stop.

If that sounds useful to you, stick around.